Credit cards can be your worst nightmare come to life.
Instead of LIVING, you are lured by materialism and easy credit by which you are plucked like helpless fish from a barrel by some of America's largest financial fishermen.
Your reptilian brain- that cannot plan, intuit, or logic it's way out of a shoebox- will have you credit-charging at impulse- and you will buy buy buy thinking you need all those glittering glamorous goodies that you are hypnotized into thinking will bring you lasting happiness. You are a victim of TV, newspaper and radio advertising magic, and peer pressure jealousy. Keep up with the Joneses till you drown in debt.
Bank after bank will send you inviting credit cards and applications- you will apply, rejoice in your acceptance-
And then you will get screwed big time.
Banks that jack up their interest rates- double, even TRIPLE from what they promised to you in the beginning, for any excuse they can dream up-- backed up by big business government who has made such manipulation perfectly legal.
Fees, and long drawn out payments-- have you end up paying far far more than what anything is worth.
A hard lesson to learn- that you can get by with far less, and be far happier. A lesson, from which the bankers get rich for you to learn.
Some banks are clearly worse than others, greedier than others, worse at managing their assets than others, and instead of helping you - they will eat you alive and take advantage of you- their customer.
Avoid dealing with these banks at all costs- if you have accounts with them- get out while you can, before its too late. Do business with the fair and good banks, and support fairness and good service.
ALWAYS ask to talk with a supervisor if you don't get what you want from the initial customer service rep. If you do not get satisfactory help with one call--- call back, perhaps several times until you reach a cooperative supervisor.
THE WORST- AVOID AT ALL COST
High interest, inflexible customer service.
Horror stories too numerous to mention.
Bank of America
Local Credit Unions
Citibank can have some customer reps that will help you- and others that may not.
If you do not get satisfactory help with one call--- call back, perhaps several times until you reach a cooperative supervisor.
The AMAZING BRAIN ADVENTURE's MOST POPULAR PAGES:
Your Amazing Brain Adventure is a web site all about Tickling Your Amygdala- i.e. turning on the best part of your brain as easy as clicking on a light switch. This is done as easily as imagining a feather inside of your head stimulating a compass, the amygdala. The amygdala is a set of twin organs, a part of your brain that sits right in between the most advance part of your brain- the frontal lobes and pre-frontal cortex- and the most primitive part of your brain- your "reptile brain" and brain stem. By tickling your amygdala you instantly and directly increase creativity, intelligence, pleasure, and also make possible a spontaneous natural processes known as "paranormal abilities", although such things as telepathy and ESP are really as natural as breathing, or as easy doing simple math in your head. The ability to self stimulate the amygdala by something as simple as thought has been proven in laboratory experiments, such as those conducted at Harvard University research labs, 1999-2009, and can be tracked with modern brain scanning machines such as fMRI and PET... Indeed, thought is faster than light.
Other sites of interest:
EasyPaintYourCar.com is a painting site dedicated to learning how to paint a car yourself, even if you've never painted a car before. You can refinish your car to professional standards at home, better than if you take it to someone else, and enjoy doing it at a fraction of the cost of having it done in an expensive shop. You can repair dents, rust, and use the most durable real automotive paint, and even learn to apply it without any special or expensive gear, in a safe and enjoyable manner. Paint your car in your garage, car port, or even driveway. You can spray, use an HVLP gun, or even use a roller.
Easy Make A Kindle and Your Own Publishing are sites about self-publishing and writing, and how any person can publish materials, print, online, and electronic books. You can drop out of the corporate slave labor rat race and own your own life by writing and distributing your own books on the subject that you know best.
InkJetHelper.com is a web site about escaping from the ridiculous cost of ink jet printer ink refilling- and refilling your printer for pennies instead of $70 a shot. It also has useful tips about maintaining ink jet printers, especially Canon brand printers.
Julia Lu Painting is all about the creative works of Chinese painter Julia Lu, a modern master of oil and water color painting. Julia shares her creative secrets, ideas, as well as her art work.
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